Bad Faith Insurance: What are They're Tactics?

Generally, these insurers employ 
tactics that will try to wear 
you down; they count on you 
not having any recourse. An 
insurer may attempt to refuse 
to pay all or part of your 
medical bills or delay 
investigation of your claim for 
no reason except to hope that 
you will go away.
Other tactics include the 
following:

A 24-month limitation on 
benefits for mental and nervous 
conditions
Knowingly applying the wrong 
legal definition of disability when 
denying claims
Purposely targeting high-cost 
claims for denials
Misuse of claimants' medical 
records
It is hard to believe that bad 
faith insurers can practice bad 
faith--until it happens to you. 
Insurance complaints have 
increased drastically over the 
last several years but there is 
also a positive side to this: 
public attention has demanded 
that insurance companies are 
now held accountable. Thanks in 
part to the Freedom of 
Information Act and the 
Internet, insurers can no longer 
get away with bad faith 
insurance practices. More 
lawsuits against crooked 
insurers are being fought and 
won today than ever before.

What Can You Do?

Write to your State 
Department of Insurance. In the 
U.S., each state regulates 
insurance companies and every 
state has its own Department 
of Insurance website. Once you 
know the website of your state 
regulatory agency Department 
of Insurance, find the right 
representative and submit a 
complaint in writing to make 
sure that your claim is on 
record.
Keep a record of everything 
that transpires between you 
and your insurer, including 
phone calls. Keep a paper trail. 
And request copies of your 
medical records - it is your right.
You can go to small claims court 
but each state has its own limit 
- find out first. If your claim is 
too high for small claims court, 
you may want to seek legal help.

Bad Faith Insurance Legal 
Help

If you have been denied a 
legitimate insurance claim, 
please click the link below to 
send your story to a lawyer 
who will evaluate your claim at 
no cost or obligation.
[FREE BAD FAITH INSURANCE CASE 
EVALUATION]

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