INSURANCE

Insurance

Insurance transfers and 
allocates risks from the person 
taking the policy or "the 
insured" to the insurance 
company or "insurer." An 
insurance policy is a special 
agreement between the insurer 
and the insured. To be 
enforceable, the insurance 
policy must meet all of the usual 
requirements of a contract and, 
in addition, the insured must 
have an "insurable interest" in 
the subject matter being 
insured, such as property, life, 
and health. Businesses usually 
carry basic property insurance 
and commercial liability policies. 
But they may also carry fidelity 
insurance, business interruption 
insurance, and directors and 
officer's liability insurance. 
Please read on to find an 
insurance attorney, insurance 
lawyer, or to learn more about 
insurance law.

Find an Insurance attorney in 
your area.

Select from The Following Topics
Automobile Insurance
Life and Health Insurance
Natural Disasters
Property Insurance
Reinsurance

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durable power of attorney

a power of attorney that 
becomes effective upon the 
principal's becoming incompetent 
or unable to manage his or her 
affairs and that is often used 
as a form of advance directive

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AIG targeted by 
shareholder lawsuit; The 
complaint accuses company 
directors of orchestrating 
a scheme to provide as 
much as $1 billion in 
bonuses.